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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,515 | $183,592-71.4% | $155,567-66.2% | $145,959-64.0% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 28.55% | 61.24%-32.7pp | 64.74%-36.2pp | 561.95%-533.4pp |
| Employer contribution / active EE | $1,583 | $5,315-70.2% | $4,674-66.1% | $4,661-66.0% |
| Participant deferral / active EE | $7,046 | $6,464+9.0% | $5,628+25.2% | $6,689+5.4% |
| Admin fee / account holder | $209 | $19,318-98.9% | $15,916-98.7% | $13,398-98.4% |