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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,189 | $76,834-25.6% | $108,359-47.2% | $87,485-34.6% |
| Participation rate | 58.3% | 61.7%-3.4pp | 70.1%-11.8pp | 68.9%-10.6pp |
| Annual return | 20.01% | 19.09%+0.9pp | 36.89%-16.9pp | 26.06%-6.1pp |
| Employer contribution / active EE | $1,901 | $1,556+22.1% | $2,399-20.8% | $2,596-26.8% |
| Participant deferral / active EE | $2,807 | $3,100-9.5% | $4,137-32.2% | $4,274-34.3% |
| Admin fee / account holder | $1,763 | $6,537-73.0% | $9,741-81.9% | $7,775-77.3% |