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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,189 | $73,787-22.5% | $98,716-42.1% | $82,448-30.6% |
| Participation rate | 58.3% | 61.4%-3.1pp | 69.3%-11.0pp | 68.1%-9.7pp |
| Annual return | 20.01% | 18.57%+1.4pp | 31.81%-11.8pp | 41.64%-21.6pp |
| Employer contribution / active EE | $1,901 | $1,511+25.8% | $2,279-16.6% | $2,551-25.5% |
| Participant deferral / active EE | $2,807 | $3,081-8.9% | $4,048-30.7% | $4,139-32.2% |
| Admin fee / account holder | $1,763 | $6,500-72.9% | $8,703-79.7% | $7,234-75.6% |