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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,273 | $210,698-61.0% | $178,014-53.8% | $145,959-43.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.04% | 386.27%-378.2pp | 294.80%-286.8pp | 561.95%-553.9pp |
| Employer contribution / active EE | $3,594 | $4,567-21.3% | $3,950-9.0% | $4,661-22.9% |
| Participant deferral / active EE | $5,616 | $6,958-19.3% | $6,276-10.5% | $6,689-16.0% |
| Admin fee / account holder | $410 | $12,016-96.6% | $10,362-96.0% | $13,398-96.9% |