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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,345 | $111,535-71.9% | $105,223-70.2% | $137,256-77.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 9.28% | 237.85%-228.6pp | 180.65%-171.4pp | 220.34%-211.1pp |
| Employer contribution / active EE | $20,404 | $3,939+417.9% | $3,689+453.2% | $4,156+391.0% |
| Participant deferral / active EE | $9,707 | $5,500+76.5% | $5,072+91.4% | $6,407+51.5% |
| Admin fee / account holder | $21,233 | $9,721+118.4% | $8,859+139.7% | $12,270+73.0% |