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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,579 | $100,073-91.4% | $85,126-89.9% | $145,877-94.1% |
| Participation rate | 76.2% | 74.1%+2.1pp | 67.5%+8.7pp | 80.3%-4.1pp |
| Annual return | 16.46% | 84.11%-67.6pp | 66.63%-50.2pp | 551.28%-534.8pp |
| Employer contribution / active EE | $1,881 | $3,236-41.9% | $2,731-31.1% | $4,663-59.7% |
| Participant deferral / active EE | $2,406 | $5,294-54.6% | $4,523-46.8% | $6,691-64.0% |
| Admin fee / account holder | $737 | $7,261-89.8% | $6,160-88.0% | $13,402-94.5% |