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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,413 | $183,539-73.1% | $155,556-68.2% | $145,897-66.1% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 15.08% | 61.31%-46.2pp | 64.84%-49.8pp | 552.29%-537.2pp |
| Employer contribution / active EE | $1,801 | $5,315-66.1% | $4,675-61.5% | $4,663-61.4% |
| Participant deferral / active EE | $5,534 | $6,467-14.4% | $5,631-1.7% | $6,689-17.3% |
| Admin fee / account holder | $156 | $19,275-99.2% | $15,885-99.0% | $13,390-98.8% |