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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,493 | $81,262-78.5% | $155,602-88.8% | $80,911-78.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 9.96% | 33.34%-23.4pp | 64.81%-54.8pp | 35.63%-25.7pp |
| Employer contribution / active EE | $1,977 | $3,102-36.3% | $4,675-57.7% | $2,756-28.3% |
| Participant deferral / active EE | $5,336 | $3,451+54.6% | $5,629-5.2% | $4,297+24.2% |
| Admin fee / account holder | $772 | $7,992-90.3% | $15,923-95.2% | $6,935-88.9% |