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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,409 | $162,136-36.2% | $152,301-32.1% | $154,746-33.2% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 18.30% | 91.02%-72.7pp | 80.50%-62.2pp | 172.34%-154.0pp |
| Employer contribution / active EE | $4,081 | $4,890-16.5% | $4,624-11.7% | $4,379-6.8% |
| Participant deferral / active EE | $7,510 | $8,341-10.0% | $8,004-6.2% | $6,730+11.6% |
| Admin fee / account holder | $7,094 | $15,759-55.0% | $14,398-50.7% | $14,365-50.6% |