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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,130 | $183,516-87.9% | $155,534-85.8% | $145,884-84.8% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 14.05% | 61.43%-47.4pp | 64.92%-50.9pp | 551.85%-537.8pp |
| Employer contribution / active EE | $4,910 | $5,315-7.6% | $4,675+5.0% | $4,662+5.3% |
| Participant deferral / active EE | $2,901 | $6,467-55.1% | $5,630-48.5% | $6,690-56.6% |
| Admin fee / account holder | $712 | $19,293-96.3% | $15,900-95.5% | $13,392-94.7% |