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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,124 | $77,472-56.0% | $100,415-66.0% | $80,959-57.9% |
| Participation rate | 97.4% | 76.9%+20.4pp | 81.5%+15.9pp | 67.7%+29.7pp |
| Annual return | 17.42% | 37.26%-19.8pp | 49.47%-32.1pp | 35.67%-18.3pp |
| Employer contribution / active EE | $5,352 | $2,800+91.1% | $3,943+35.7% | $2,757+94.1% |
| Participant deferral / active EE | $10,269 | $6,818+50.6% | $8,091+26.9% | $4,300+138.8% |
| Admin fee / account holder | $2,403 | $5,885-59.2% | $7,906-69.6% | $6,925-65.3% |