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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,124 | $77,492-56.0% | $100,398-66.0% | $80,911-57.8% |
| Participation rate | 97.4% | 76.9%+20.4pp | 81.5%+15.9pp | 67.6%+29.7pp |
| Annual return | 17.42% | 37.23%-19.8pp | 49.32%-31.9pp | 35.63%-18.2pp |
| Employer contribution / active EE | $5,352 | $2,800+91.1% | $3,946+35.6% | $2,756+94.2% |
| Participant deferral / active EE | $10,269 | $6,817+50.6% | $8,084+27.0% | $4,297+139.0% |
| Admin fee / account holder | $2,403 | $5,892-59.2% | $7,893-69.6% | $6,935-65.3% |