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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,735 | $178,174-86.7% | $156,181-84.8% | $137,256-82.7% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 21.57% | 84.19%-62.6pp | 64.87%-43.3pp | 220.34%-198.8pp |
| Employer contribution / active EE | $1,560 | $4,972-68.6% | $4,294-63.7% | $4,156-62.5% |
| Participant deferral / active EE | $3,578 | $6,888-48.0% | $6,132-41.6% | $6,407-44.1% |
| Admin fee / account holder | $1,509 | $17,404-91.3% | $14,586-89.7% | $12,270-87.7% |