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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,353 | $72,071-75.9% | $68,368-74.6% | $137,256-87.4% |
| Participation rate | 83.3% | 76.2%+7.1pp | 73.8%+9.6pp | 80.0%+3.4pp |
| Annual return | 27.69% | 353.14%-325.5pp | 292.57%-264.9pp | 220.34%-192.7pp |
| Employer contribution / active EE | $2,351 | $2,788-15.7% | $2,649-11.2% | $4,156-43.4% |
| Participant deferral / active EE | $3,610 | $4,410-18.1% | $4,123-12.4% | $6,407-43.7% |
| Admin fee / account holder | $1,862 | $5,336-65.1% | $5,150-63.8% | $12,270-84.8% |