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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,741 | $58,311-52.4% | $81,882-66.1% | $80,959-65.7% |
| Participation rate | 56.6% | 63.5%-6.9pp | 72.4%-15.8pp | 67.7%-11.1pp |
| Annual return | 40.97% | 41.85%-0.9pp | 779.47%-738.5pp | 35.67%+5.3pp |
| Employer contribution / active EE | $1,607 | $2,347-31.5% | $2,916-44.9% | $2,757-41.7% |
| Participant deferral / active EE | $2,674 | $3,287-18.7% | $4,323-38.2% | $4,300-37.8% |
| Admin fee / account holder | $928 | $4,752-80.5% | $7,360-87.4% | $6,925-86.6% |