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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,152 | $155,555+40.9% | $146,866+49.2% | $155,188+41.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 17.72% | 115.41%-97.7pp | 102.85%-85.1pp | 148.84%-131.1pp |
| Employer contribution / active EE | $1,057 | $4,647-77.3% | $4,425-76.1% | $4,248-75.1% |
| Participant deferral / active EE | $21,058 | $8,044+161.8% | $7,759+171.4% | $6,531+222.4% |
| Admin fee / account holder | $1,728 | $14,755-88.3% | $13,620-87.3% | $14,480-88.1% |