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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,368 | $150,412-57.2% | $120,574-46.6% | $145,884-55.9% |
| Participation rate | 85.7% | 78.8%+6.9pp | 71.9%+13.8pp | 80.3%+5.4pp |
| Annual return | 12.88% | 154.50%-141.6pp | 107.42%-94.5pp | 551.85%-539.0pp |
| Employer contribution / active EE | $0 | $4,355-100.0% | $3,471-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,250 | $6,175-15.0% | $4,996+5.1% | $6,690-21.5% |
| Admin fee / account holder | $423 | $12,224-96.5% | $9,445-95.5% | $13,392-96.8% |