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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,360 | $108,911-58.4% | $100,392-54.8% | $145,884-68.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 5.60% | 58.23%-52.6pp | 49.45%-43.9pp | 551.85%-546.2pp |
| Employer contribution / active EE | $2,853 | $4,420-35.4% | $3,941-27.6% | $4,662-38.8% |
| Participant deferral / active EE | $11,111 | $8,459+31.4% | $8,090+37.3% | $6,690+66.1% |
| Admin fee / account holder | $56,393 | $9,698+481.5% | $7,904+613.5% | $13,392+321.1% |