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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,528 | $97,125-94.3% | $86,233-93.6% | $137,256-96.0% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.0%+16.7pp | 80.0%+5.8pp |
| Annual return | 5.48% | 74.19%-68.7pp | 61.39%-55.9pp | 220.34%-214.9pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $2,504-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,917 | $5,180-63.0% | $4,559-58.0% | $6,407-70.1% |
| Admin fee / account holder | $6,401 | $9,725-34.2% | $8,342-23.3% | $12,270-47.8% |