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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,099 | $108,942-32.0% | $100,415-26.2% | $145,897-49.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 12.06% | 58.27%-46.2pp | 49.47%-37.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $5,034 | $4,422+13.8% | $3,943+27.7% | $4,663+8.0% |
| Participant deferral / active EE | $26,712 | $8,461+215.7% | $8,091+230.1% | $6,689+299.3% |
| Admin fee / account holder | $3,306 | $9,702-65.9% | $7,906-58.2% | $13,390-75.3% |