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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,701 | $100,970+1.7% | $96,576+6.3% | $137,256-25.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 16.94% | 38.16%-21.2pp | 38.47%-21.5pp | 220.34%-203.4pp |
| Employer contribution / active EE | $5,279 | $3,809+38.6% | $3,553+48.6% | $4,156+27.0% |
| Participant deferral / active EE | $7,953 | $8,286-4.0% | $7,9560% | $6,407+24.1% |
| Admin fee / account holder | $12,714 | $11,312+12.4% | $11,381+11.7% | $12,270+3.6% |