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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,586 | $112,729-87.9% | $98,716-86.2% | $137,256-90.1% |
| Participation rate | 90.9% | 74.2%+16.7pp | 69.3%+21.6pp | 80.0%+10.9pp |
| Annual return | 26.09% | 38.48%-12.4pp | 31.81%-5.7pp | 220.34%-194.2pp |
| Employer contribution / active EE | $1,469 | $2,725-46.1% | $2,279-35.5% | $4,156-64.7% |
| Participant deferral / active EE | $2,225 | $4,640-52.0% | $4,048-45.0% | $6,407-65.3% |
| Admin fee / account holder | $697 | $10,129-93.1% | $8,703-92.0% | $12,270-94.3% |