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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,796 | $108,911-37.8% | $100,392-32.5% | $145,884-53.5% |
| Participation rate | 60.0% | 83.0%-23.0pp | 81.5%-21.5pp | 80.3%-20.3pp |
| Annual return | 16.91% | 58.23%-41.3pp | 49.45%-32.5pp | 551.85%-534.9pp |
| Employer contribution / active EE | $2,574 | $4,420-41.8% | $3,941-34.7% | $4,662-44.8% |
| Participant deferral / active EE | $5,815 | $8,459-31.3% | $8,090-28.1% | $6,690-13.1% |
| Admin fee / account holder | $297 | $9,698-96.9% | $7,904-96.2% | $13,392-97.8% |