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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,169 | $146,267+167.4% | $197,124+98.4% | $82,448+374.4% |
| Participation rate | 96.9% | 84.0%+12.9pp | 86.7%+10.2pp | 68.1%+28.8pp |
| Annual return | 17.94% | 29.61%-11.7pp | 44.34%-26.4pp | 41.64%-23.7pp |
| Employer contribution / active EE | $18,359 | $4,723+288.7% | $6,227+194.8% | $2,551+619.7% |
| Participant deferral / active EE | $17,698 | $7,035+151.6% | $9,135+93.7% | $4,139+327.6% |
| Admin fee / account holder | $4,417 | $14,422-69.4% | $16,298-72.9% | $7,234-38.9% |