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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,168 | $138,393+124.8% | $184,256+68.9% | $80,959+284.4% |
| Participation rate | 98.4% | 83.9%+14.5pp | 86.8%+11.6pp | 67.7%+30.7pp |
| Annual return | 17.28% | 20.01%-2.7pp | 28.85%-11.6pp | 35.67%-18.4pp |
| Employer contribution / active EE | $17,557 | $4,847+262.2% | $6,427+173.2% | $2,757+536.8% |
| Participant deferral / active EE | $16,474 | $7,076+132.8% | $9,133+80.4% | $4,300+283.1% |
| Admin fee / account holder | $3,408 | $10,489-67.5% | $13,899-75.5% | $6,925-50.8% |