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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,169 | $145,431+169.0% | $211,142+85.3% | $87,485+347.1% |
| Participation rate | 96.9% | 84.7%+12.1pp | 87.3%+9.6pp | 68.9%+27.9pp |
| Annual return | 17.94% | 27.21%-9.3pp | 46.84%-28.9pp | 26.06%-8.1pp |
| Employer contribution / active EE | $18,359 | $4,662+293.8% | $6,442+185.0% | $2,596+607.2% |
| Participant deferral / active EE | $17,698 | $6,859+158.0% | $9,284+90.6% | $4,274+314.1% |
| Admin fee / account holder | $4,417 | $17,052-74.1% | $19,076-76.8% | $7,775-43.2% |