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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,869 | $112,729+153.6% | $98,716+189.6% | $137,256+108.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 21.79% | 38.48%-16.7pp | 31.81%-10.0pp | 220.34%-198.6pp |
| Employer contribution / active EE | $30,203 | $2,725+1008.3% | $2,279+1225.5% | $4,156+626.7% |
| Participant deferral / active EE | $13,141 | $4,640+183.2% | $4,048+224.7% | $6,407+105.1% |
| Admin fee / account holder | $1,327 | $10,129-86.9% | $8,703-84.7% | $12,270-89.2% |