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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,869 | $123,155+132.1% | $108,753+162.9% | $155,188+84.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 21.79% | 44.73%-22.9pp | 37.47%-15.7pp | 148.84%-127.0pp |
| Employer contribution / active EE | $30,203 | $2,811+974.4% | $2,427+1144.7% | $4,248+611.0% |
| Participant deferral / active EE | $13,141 | $4,623+184.2% | $4,115+219.4% | $6,531+101.2% |
| Admin fee / account holder | $1,327 | $12,126-89.1% | $10,320-87.1% | $14,480-90.8% |