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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,488 | $154,228-86.1% | $145,433-85.2% | $137,256-84.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 23.55% | 74.59%-51.0pp | 66.58%-43.0pp | 220.34%-196.8pp |
| Employer contribution / active EE | $2,247 | $4,804-53.2% | $4,554-50.7% | $4,156-45.9% |
| Participant deferral / active EE | $9,316 | $8,216+13.4% | $7,897+18.0% | $6,407+45.4% |
| Admin fee / account holder | $1,380 | $14,344-90.4% | $13,129-89.5% | $12,270-88.8% |