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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,814 | $106,749-54.3% | $145,433-66.4% | $82,448-40.8% |
| Participation rate | 97.1% | 75.6%+21.5pp | 82.1%+15.0pp | 68.1%+29.1pp |
| Annual return | 19.36% | 27.59%-8.2pp | 66.58%-47.2pp | 41.64%-22.3pp |
| Employer contribution / active EE | $3,305 | $3,444-4.1% | $4,554-27.4% | $2,551+29.5% |
| Participant deferral / active EE | $5,535 | $6,519-15.1% | $7,897-29.9% | $4,139+33.7% |
| Admin fee / account holder | $3,541 | $8,390-57.8% | $13,129-73.0% | $7,234-51.1% |