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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,750 | $117,846-56.1% | $102,434-49.5% | $145,884-64.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.02% | 31.90%-20.9pp | 29.46%-18.4pp | 551.85%-540.8pp |
| Employer contribution / active EE | $4,802 | $3,615+32.8% | $3,023+58.8% | $4,662+3.0% |
| Participant deferral / active EE | $8,573 | $5,733+49.5% | $5,055+69.6% | $6,690+28.2% |
| Admin fee / account holder | $308 | $13,356-97.7% | $9,462-96.7% | $13,392-97.7% |