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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,232 | $67,823-31.8% | $52,425-11.8% | $137,256-66.3% |
| Participation rate | 31.6% | 63.9%-32.3pp | 55.6%-24.0pp | 80.0%-48.4pp |
| Annual return | 21.81% | 219.11%-197.3pp | 302.12%-280.3pp | 220.34%-198.5pp |
| Employer contribution / active EE | $596 | $1,163-48.8% | $914-34.8% | $4,156-85.7% |
| Participant deferral / active EE | $2,745 | $2,288+20.0% | $1,790+53.3% | $6,407-57.2% |
| Admin fee / account holder | $836 | $2,844-70.6% | $2,495-66.5% | $12,270-93.2% |