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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,857 | $76,519-64.9% | $56,025-52.1% | $145,897-81.6% |
| Participation rate | 47.1% | 63.2%-16.2pp | 52.5%-5.4pp | 80.3%-33.2pp |
| Annual return | 13.68% | 3017.03%-3003.3pp | 1712.69%-1699.0pp | 552.29%-538.6pp |
| Employer contribution / active EE | $704 | $1,383-49.1% | $1,042-32.4% | $4,663-84.9% |
| Participant deferral / active EE | $2,974 | $2,624+13.3% | $1,955+52.1% | $6,689-55.5% |
| Admin fee / account holder | $1,749 | $3,331-47.5% | $2,828-38.2% | $13,390-86.9% |