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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,032 | $110,410-75.5% | $102,437-73.6% | $145,897-81.5% |
| Participation rate | 73.3% | 77.9%-4.6pp | 74.5%-1.2pp | 80.3%-7.0pp |
| Annual return | 15.21% | 24.85%-9.6pp | 24.95%-9.7pp | 552.29%-537.1pp |
| Employer contribution / active EE | $1,942 | $4,217-53.9% | $3,871-49.8% | $4,663-58.3% |
| Participant deferral / active EE | $4,250 | $5,622-24.4% | $5,060-16.0% | $6,689-36.5% |
| Admin fee / account holder | $885 | $9,745-90.9% | $8,388-89.5% | $13,390-93.4% |