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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,030 | $160,040-78.1% | $147,096-76.2% | $145,877-76.0% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 16.37% | 98.49%-82.1pp | 419.75%-403.4pp | 551.28%-534.9pp |
| Employer contribution / active EE | $4,987 | $5,289-5.7% | $4,936+1.0% | $4,663+7.0% |
| Participant deferral / active EE | $8,807 | $8,429+4.5% | $8,071+9.1% | $6,691+31.6% |
| Admin fee / account holder | $1,593 | $15,050-89.4% | $13,005-87.7% | $13,402-88.1% |