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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,030 | $159,934-78.1% | $147,005-76.2% | $145,959-76.0% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 16.37% | 98.24%-81.9pp | 418.76%-402.4pp | 561.95%-545.6pp |
| Employer contribution / active EE | $4,987 | $5,287-5.7% | $4,934+1.1% | $4,661+7.0% |
| Participant deferral / active EE | $8,807 | $8,427+4.5% | $8,070+9.1% | $6,689+31.7% |
| Admin fee / account holder | $1,593 | $15,053-89.4% | $13,006-87.8% | $13,398-88.1% |