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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,030 | $160,070-78.1% | $147,117-76.2% | $145,897-76.0% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 16.37% | 98.69%-82.3pp | 420.54%-404.2pp | 552.29%-535.9pp |
| Employer contribution / active EE | $4,987 | $5,285-5.6% | $4,932+1.1% | $4,663+7.0% |
| Participant deferral / active EE | $8,807 | $8,419+4.6% | $8,065+9.2% | $6,689+31.7% |
| Admin fee / account holder | $1,593 | $15,035-89.4% | $12,993-87.7% | $13,390-88.1% |