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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,880 | $90,691-56.0% | $76,119-47.6% | $145,884-72.7% |
| Participation rate | 64.3% | 74.5%-10.2pp | 69.1%-4.8pp | 80.3%-16.0pp |
| Annual return | 21.16% | 624.52%-603.4pp | 361.25%-340.1pp | 551.85%-530.7pp |
| Employer contribution / active EE | $2,597 | $3,329-22.0% | $2,693-3.6% | $4,662-44.3% |
| Participant deferral / active EE | $7,769 | $5,167+50.3% | $4,259+82.4% | $6,690+16.1% |
| Admin fee / account holder | $477 | $8,383-94.3% | $6,421-92.6% | $13,392-96.4% |