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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,735 | $57,119-51.4% | $85,187-67.4% | $80,935-65.7% |
| Participation rate | 96.4% | 56.4%+40.0pp | 67.5%+28.9pp | 67.7%+28.8pp |
| Annual return | 13.00% | 21.70%-8.7pp | 66.67%-53.7pp | 35.66%-22.7pp |
| Employer contribution / active EE | $2,809 | $1,802+55.9% | $2,732+2.8% | $2,757+1.9% |
| Participant deferral / active EE | $5,471 | $3,115+75.6% | $4,525+20.9% | $4,299+27.2% |
| Admin fee / account holder | $869 | $4,990-82.6% | $6,162-85.9% | $6,924-87.5% |