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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,735 | $57,061-51.4% | $85,063-67.4% | $80,911-65.7% |
| Participation rate | 96.4% | 56.3%+40.1pp | 67.5%+28.9pp | 67.6%+28.8pp |
| Annual return | 13.00% | 21.66%-8.7pp | 66.54%-53.5pp | 35.63%-22.6pp |
| Employer contribution / active EE | $2,809 | $1,799+56.1% | $2,727+3.0% | $2,756+1.9% |
| Participant deferral / active EE | $5,471 | $3,110+75.9% | $4,523+21.0% | $4,297+27.3% |
| Admin fee / account holder | $869 | $4,986-82.6% | $6,155-85.9% | $6,935-87.5% |