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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,452 | $159,978+22.2% | $147,041+32.9% | $145,978+33.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.54% | 98.36%-87.8pp | 419.21%-408.7pp | 550.52%-540.0pp |
| Employer contribution / active EE | $14,630 | $5,288+176.7% | $4,935+196.5% | $4,662+213.8% |
| Participant deferral / active EE | $9,905 | $8,429+17.5% | $8,071+22.7% | $6,690+48.1% |
| Admin fee / account holder | $1,750 | $15,053-88.4% | $13,006-86.5% | $13,400-86.9% |