Retirement plan

OPUSCARE MANAGEMENT LLC 401(K) SAFE HARBOR PLAN

Name: OPUSCARE MANAGEMENT LLC - OPUSCARE MANAGEMENT LLC 401(K) SAFE HARBOR PLAN (2025) Form 5500
Creator: OPUSCARE MANAGEMENT LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OPUSCARE MANAGEMENT LLC 401(K) SAFE HARBOR PLAN, OPUSCARE MANAGEMENT LLC

OPUSCARE MANAGEMENT LLCEIN 81-4278711Plan #002PY 2025

6900 SW 80ST - MIAMI, FL 33143305-591-1606

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$6.1M

+11.8% from 2024

Total participants

627

+1.5% from 2024

Average account balance

$36,599

+10.4% from 2024

Annual return

12.37%

-2.37 pp from 2024

Benchmarks

See 1,145 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort1,145 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$37K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

168

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

17.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$776K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$49

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
NATIONWIDE7 years Service code 28 · EIN 31-4177100 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Investment Management	$13,110
PROACCOUNT1 year Service code 28 · EIN 73-0988442	Investment Management	$1,493
NATIONWIDE1 year Filed as: NATIONWIDE RETIREMENT PLANS Service code 28	Investment Management	$609
FIRST HORIZON ADVISORS INC1 year Service code 28 · EIN 62-1254528 ATTN ANNUITY COMMISSIONS 165 MADISO · MEMPHIS, FL 38103	Investment Management	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3B3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$8K

$15 / participant

Other / not subdivided$8K100.0%

% of EOY assets

0.135%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PUERTTO RENFROW
Auditor EIN: 475335349
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,599

$46,464-21.2%

$150,298-75.6%

$79,634-54.0%

Participation rate

17.4%

57.0%-39.5pp

77.8%-60.3pp

62.5%-45.0pp

Annual return

12.37%

27.89%-15.5pp

62.79%-50.4pp

36.46%-24.1pp

Employer contribution / active EE

$606

$1,512-59.9%

$4,154-85.4%

$2,529-76.0%

Participant deferral / active EE

$789

$2,157-63.4%

$5,453-85.5%

$3,835-79.4%

Admin fee / account holder

$49

$891-94.5%

$14,116-99.7%

$1,002-95.1%

Provider

Service type

Compensation

NATIONWIDE7 years

Service code 28 · EIN 31-4177100

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Investment Management

$13,110

PROACCOUNT1 year

Service code 28 · EIN 73-0988442

Investment Management

$1,493

NATIONWIDE1 year

Filed as: NATIONWIDE RETIREMENT PLANS

Service code 28

Investment Management

$609

FIRST HORIZON ADVISORS INC1 year

Service code 28 · EIN 62-1254528

ATTN ANNUITY COMMISSIONS 165 MADISO · MEMPHIS, FL 38103

Investment Management

OPUSCARE MANAGEMENT LLC 401(K) SAFE HARBOR PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OPUSCARE MANAGEMENT LLC 401(K) SAFE HARBOR PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion