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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,214 | $160,028-88.6% | $147,080-87.6% | $145,884-87.5% |
| Participation rate | 36.4% | 84.0%-47.7pp | 82.2%-45.8pp | 80.3%-43.9pp |
| Annual return | 25.92% | 98.60%-72.7pp | 420.17%-394.2pp | 551.85%-525.9pp |
| Employer contribution / active EE | $2,531 | $5,286-52.1% | $4,933-48.7% | $4,662-45.7% |
| Participant deferral / active EE | $3,498 | $8,422-58.5% | $8,066-56.6% | $6,690-47.7% |
| Admin fee / account holder | $72,713 | $15,030+383.8% | $12,989+459.8% | $13,392+443.0% |