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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,214 | $160,040-88.6% | $147,096-87.6% | $145,877-87.5% |
| Participation rate | 36.4% | 84.0%-47.7pp | 82.2%-45.8pp | 80.3%-43.9pp |
| Annual return | 25.92% | 98.49%-72.6pp | 419.75%-393.8pp | 551.28%-525.4pp |
| Employer contribution / active EE | $2,531 | $5,289-52.1% | $4,936-48.7% | $4,663-45.7% |
| Participant deferral / active EE | $3,498 | $8,429-58.5% | $8,071-56.7% | $6,691-47.7% |
| Admin fee / account holder | $72,713 | $15,050+383.1% | $13,005+459.1% | $13,402+442.5% |