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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,690 | $102,595+89.8% | $94,057+107.0% | $154,746+25.8% |
| Participation rate | 91.7% | 76.0%+15.7pp | 73.3%+18.3pp | 80.7%+11.0pp |
| Annual return | 13.55% | 583.42%-569.9pp | 480.62%-467.1pp | 172.34%-158.8pp |
| Employer contribution / active EE | $1,691 | $3,147-46.3% | $2,933-42.3% | $4,379-61.4% |
| Participant deferral / active EE | $1,902 | $5,118-62.8% | $4,709-59.6% | $6,730-71.7% |
| Admin fee / account holder | $4,440 | $7,736-42.6% | $7,244-38.7% | $14,365-69.1% |