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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,388 | $160,028-66.0% | $147,080-63.0% | $145,884-62.7% |
| Participation rate | 81.3% | 84.0%-2.8pp | 82.2%-0.9pp | 80.3%+0.9pp |
| Annual return | 19.20% | 98.60%-79.4pp | 420.17%-401.0pp | 551.85%-532.6pp |
| Employer contribution / active EE | $6,793 | $5,286+28.5% | $4,933+37.7% | $4,662+45.7% |
| Participant deferral / active EE | $16,196 | $8,422+92.3% | $8,066+100.8% | $6,690+142.1% |
| Admin fee / account holder | $3,661 | $15,030-75.6% | $12,989-71.8% | $13,392-72.7% |