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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,388 | $159,978-66.0% | $147,041-63.0% | $145,978-62.7% |
| Participation rate | 81.3% | 84.0%-2.8pp | 82.2%-0.9pp | 80.3%+1.0pp |
| Annual return | 19.20% | 98.36%-79.2pp | 419.21%-400.0pp | 550.52%-531.3pp |
| Employer contribution / active EE | $6,793 | $5,288+28.5% | $4,935+37.6% | $4,662+45.7% |
| Participant deferral / active EE | $16,196 | $8,429+92.2% | $8,071+100.7% | $6,690+142.1% |
| Admin fee / account holder | $3,661 | $15,053-75.7% | $13,006-71.9% | $13,400-72.7% |