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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,506 | $132,099-23.9% | $115,599-13.1% | $138,895-27.6% |
| Participation rate | 72.2% | 77.9%-5.6pp | 74.3%-2.1pp | 79.9%-7.7pp |
| Annual return | 7.78% | 176.76%-169.0pp | 111.10%-103.3pp | 145.39%-137.6pp |
| Employer contribution / active EE | $652 | $3,416-80.9% | $2,955-77.9% | $4,194-84.4% |
| Participant deferral / active EE | $4,426 | $5,617-21.2% | $4,889-9.5% | $6,396-30.8% |
| Admin fee / account holder | $29,586 | $15,650+89.0% | $12,841+130.4% | $12,562+135.5% |