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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $530 | $67,823-99.2% | $52,425-99.0% | $137,256-99.6% |
| Participation rate | 57.1% | 63.9%-6.8pp | 55.6%+1.5pp | 80.0%-22.8pp |
| Annual return | 14.20% | 219.11%-204.9pp | 302.12%-287.9pp | 220.34%-206.1pp |
| Employer contribution / active EE | $69 | $1,163-94.1% | $914-92.4% | $4,156-98.3% |
| Participant deferral / active EE | $237 | $2,288-89.6% | $1,790-86.8% | $6,407-96.3% |
| Admin fee / account holder | $19 | $2,844-99.3% | $2,495-99.2% | $12,270-99.8% |