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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $530 | $104,650-99.5% | $83,854-99.4% | $155,188-99.7% |
| Participation rate | 57.1% | 65.1%-7.9pp | 59.1%-2.0pp | 80.8%-23.7pp |
| Annual return | 14.20% | 28.97%-14.8pp | 31.39%-17.2pp | 148.84%-134.6pp |
| Employer contribution / active EE | $69 | $1,196-94.2% | $1,017-93.2% | $4,248-98.4% |
| Participant deferral / active EE | $237 | $2,367-90.0% | $2,035-88.4% | $6,531-96.4% |
| Admin fee / account holder | $19 | $3,518-99.5% | $3,197-99.4% | $14,480-99.9% |