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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAMBRIDGE INVESTMENT RESEARCH INC Service code 27 PLEASANT PLAIN RD. · FAIRFIELD, IA 52556 | Advisory (Plan) | $38,405 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $26,859 |
PREMIER PLAN CONSULTANTS4 years Service code 13 6215 FERRIS SQ · SAN DIEGO, CA 92121 | Contract Administrator | $9,941 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLSAGE, CO 80111 | Investment Management | $5,005 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,046 | $73,149-72.6% | $120,574-83.4% | $77,736-74.2% |
| Participation rate | 36.3% | 55.2%-18.9pp | 71.9%-35.7pp | 70.6%-34.3pp |
| Annual return | 19.24% | 18.24%+1.0pp | 107.42%-88.2pp | 31.26%-12.0pp |
| Employer contribution / active EE | $0 | $1,793-100.0% | $3,471-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $2,592 | $3,006-13.8% | $4,996-48.1% | $4,651-44.3% |
| Admin fee / account holder | $189 | $660-71.4% | $9,445-98.0% | $433-56.4% |