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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,022 | $76,522-72.5% | $56,033-62.5% | $145,884-85.6% |
| Participation rate | 62.5% | 63.2%-0.7pp | 52.5%+10.0pp | 80.3%-17.8pp |
| Annual return | 17.74% | 3014.28%-2996.5pp | 1711.38%-1693.6pp | 551.85%-534.1pp |
| Employer contribution / active EE | $773 | $1,382-44.1% | $1,041-25.8% | $4,662-83.4% |
| Participant deferral / active EE | $3,063 | $2,624+16.7% | $1,954+56.7% | $6,690-54.2% |
| Admin fee / account holder | $1,598 | $3,328-52.0% | $2,827-43.5% | $13,392-88.1% |