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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,095 | $211,105+30.3% | $178,449+54.2% | $145,978+88.4% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.46% | 30.19%-17.7pp | 27.09%-14.6pp | 550.52%-538.1pp |
| Employer contribution / active EE | $10,527 | $4,569+130.4% | $3,951+166.4% | $4,662+125.8% |
| Participant deferral / active EE | $20,993 | $6,959+201.7% | $6,277+234.5% | $6,690+213.8% |
| Admin fee / account holder | $7,222 | $12,017-39.9% | $10,362-30.3% | $13,400-46.1% |