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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,080 | $111,830-58.8% | $93,696-50.8% | $145,884-68.4% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 14.63% | 204.08%-189.4pp | 133.74%-119.1pp | 551.85%-537.2pp |
| Employer contribution / active EE | $1,562 | $3,093-49.5% | $2,422-35.5% | $4,662-66.5% |
| Participant deferral / active EE | $2,545 | $4,920-48.3% | $4,417-42.4% | $6,690-62.0% |
| Admin fee / account holder | $72 | $10,249-99.3% | $8,287-99.1% | $13,392-99.5% |