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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,327 | $125,184-74.2% | $105,607-69.4% | $145,884-77.8% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.67% | 225.00%-213.3pp | 116.11%-104.4pp | 551.85%-540.2pp |
| Employer contribution / active EE | $468 | $3,720-87.4% | $3,167-85.2% | $4,662-90.0% |
| Participant deferral / active EE | $9,336 | $5,714+63.4% | $5,011+86.3% | $6,690+39.6% |
| Admin fee / account holder | $504 | $17,133-97.1% | $10,958-95.4% | $13,392-96.2% |