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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,213 | $106,749+94.1% | $145,433+42.5% | $82,448+151.3% |
| Participation rate | 93.0% | 75.6%+17.4pp | 82.1%+10.9pp | 68.1%+25.0pp |
| Annual return | 14.06% | 27.59%-13.5pp | 66.58%-52.5pp | 41.64%-27.6pp |
| Employer contribution / active EE | $3,918 | $3,444+13.8% | $4,554-14.0% | $2,551+53.6% |
| Participant deferral / active EE | $9,889 | $6,519+51.7% | $7,897+25.2% | $4,139+138.9% |
| Admin fee / account holder | $1,900 | $8,390-77.4% | $13,129-85.5% | $7,234-73.7% |