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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,814 | $29,736+74.2% | $56,033-7.5% | $80,935-36.0% |
| Participation rate | 40.7% | 41.7%-1.0pp | 52.5%-11.8pp | 67.7%-26.9pp |
| Annual return | 18.75% | 35.28%-16.5pp | 1711.38%-1692.6pp | 35.66%-16.9pp |
| Employer contribution / active EE | $574 | $671-14.6% | $1,041-44.9% | $2,757-79.2% |
| Participant deferral / active EE | $1,635 | $1,228+33.1% | $1,954-16.3% | $4,299-62.0% |
| Admin fee / account holder | $4 | $2,434-99.8% | $2,827-99.9% | $6,924-99.9% |