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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,837 | $29,319+107.5% | $52,425+16.0% | $82,448-26.2% |
| Participation rate | 40.0% | 46.9%-6.9pp | 55.6%-15.6pp | 68.1%-28.1pp |
| Annual return | 18.36% | 535.20%-516.8pp | 302.12%-283.8pp | 41.64%-23.3pp |
| Employer contribution / active EE | $552 | $586-5.9% | $914-39.6% | $2,551-78.4% |
| Participant deferral / active EE | $1,280 | $1,171+9.3% | $1,790-28.5% | $4,139-69.1% |
| Admin fee / account holder | $3 | $1,962-99.9% | $2,495-99.9% | $7,234-100.0% |