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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,386 | $76,522-45.9% | $56,033-26.1% | $145,884-71.6% |
| Participation rate | 15.8% | 63.2%-47.4pp | 52.5%-36.7pp | 80.3%-64.5pp |
| Annual return | 14.65% | 3014.28%-2999.6pp | 1711.38%-1696.7pp | 551.85%-537.2pp |
| Employer contribution / active EE | $507 | $1,382-63.3% | $1,041-51.2% | $4,662-89.1% |
| Participant deferral / active EE | $1,529 | $2,624-41.7% | $1,954-21.7% | $6,690-77.1% |
| Admin fee / account holder | $618 | $3,328-81.4% | $2,827-78.2% | $13,392-95.4% |