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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,142 | $125,184-56.0% | $105,607-47.8% | $145,884-62.2% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 13.68% | 225.00%-211.3pp | 116.11%-102.4pp | 551.85%-538.2pp |
| Employer contribution / active EE | $2,029 | $3,720-45.5% | $3,167-35.9% | $4,662-56.5% |
| Participant deferral / active EE | $5,084 | $5,714-11.0% | $5,011+1.5% | $6,690-24.0% |
| Admin fee / account holder | $3,702 | $17,133-78.4% | $10,958-66.2% | $13,392-72.4% |