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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,641 | $156,398-52.9% | $147,318-50.0% | $138,895-47.0% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 14.66% | 78.75%-64.1pp | 70.43%-55.8pp | 145.39%-130.7pp |
| Employer contribution / active EE | $4,356 | $4,853-10.3% | $4,593-5.2% | $4,194+3.8% |
| Participant deferral / active EE | $9,529 | $8,237+15.7% | $7,906+20.5% | $6,396+49.0% |
| Admin fee / account holder | $16,768 | $14,976+12.0% | $13,708+22.3% | $12,562+33.5% |