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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,299 | $100,203-19.9% | $85,240-5.8% | $145,897-45.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 14.61% | 84.28%-69.7pp | 66.75%-52.1pp | 552.29%-537.7pp |
| Employer contribution / active EE | $7,770 | $3,242+139.7% | $2,735+184.1% | $4,663+66.6% |
| Participant deferral / active EE | $20,720 | $5,299+291.1% | $4,527+357.7% | $6,689+209.7% |
| Admin fee / account holder | $313 | $7,265-95.7% | $6,165-94.9% | $13,390-97.7% |