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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,580 | $201,259-36.1% | $184,200-30.2% | $145,959-11.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.49% | 28.98%-19.5pp | 28.80%-19.3pp | 561.95%-552.5pp |
| Employer contribution / active EE | $47,764 | $7,018+580.6% | $6,424+643.5% | $4,661+924.8% |
| Participant deferral / active EE | $30,000 | $9,806+205.9% | $9,132+228.5% | $6,689+348.5% |
| Admin fee / account holder | $23,000 | $16,372+40.5% | $13,907+65.4% | $13,398+71.7% |