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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,746 | $138,366-43.8% | $184,185-57.8% | $80,911-3.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 21.22% | 20.02%+1.2pp | 28.81%-7.6pp | 35.63%-14.4pp |
| Employer contribution / active EE | $6,489 | $4,849+33.8% | $6,426+1.0% | $2,756+135.5% |
| Participant deferral / active EE | $18,103 | $7,074+155.9% | $9,132+98.2% | $4,297+321.3% |
| Admin fee / account holder | $5,925 | $10,484-43.5% | $13,909-57.4% | $6,935-14.6% |